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Why Us Fixed Annuities IRA's Estate Planning Disability Focused Advisory
Long Term Care

How much life insurance do I need?

What is my potential estate tax liablitiy?

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What are my long-term care insurance needs?

How much disability insurance do I need?

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Give Bob a call
1.800.561.1492


Planning...
"We can’t cross a bridge until we come to it; but I always like to lay down a pontoon ahead of time."
                   — Bernard M. Baruch                 ...Protection

Robert McKeever
P.O. Box 1186
Smithtown, NY 11787
Tel: 631.863.2200
Toll Free: 800.561.1492
Fax: 631.863.2204
www. rmclu.com

BUSINESS

Keep your business up and running.

If you depend on your ability to work and are in your own business, you need business expense protection insurance. This is an insurance contract designed to help business owners meet monthly business overhead expenses during a disability. This helps keep the business open long enough to recover, or for you to make decisions about the business if you are unable to return. If you were to become totally disabled, the insurer would pay the approved expenses your business may incur while you are unable to work.

Determine your needs.

Whether you own a sole proprietorship, small partnership or large company, we will design the right policy to insure you, your employees and your company against the financial hardships a disabling illness or injury can create. Noteworthy is that business expense insurance works well with your business if there is more than one owner. The insurance contract you apply for will cover only those expenses for which you are responsible; if you have a business partner and you are responsible for 50% of all expenses, the insurance would cover 50% of all expenses up to your maximum amount.

Evaluate the details that you need to know.

We’ll ask the right questions and evaluate important policy provisions. Will the policy provide benefits for partial disability following a period of total disability? If so, for how much and for how long? What requirements must be met? Is the policy guaranteed renewable?

Call me and get the details at 1.800.561.1492 or email me at: bob@rmclu.com











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